Paymnt does not collect, store, or share any personal data.  All transaction and financial information you enter into the app is stored locally on your device and is never transmitted to external servers.

Paymnt may retrieve publicly available financial reference data, such as foreign exchange rates, from trusted third-party sources. These requests do not include any personal, financial, or device-identifying information. No user-entered data is ever transmitted as part of these requests. This information is used only to support optional features within the app, such as currency conversion.

• All transaction, budget, and settings data are stored locally using standard iOS/Android secure storage APIs (AsyncStorage).
• No information is shared, sold, or transferred to any third parties.
• Paymnt does not upload your data to any remote server or cloud service.
   

• Optional Face ID, Touch ID, or device passcode authentication can be enabled to help protect your app data.
• Paymnt does not access, store, or have visibility into your biometric information. Authentication is handled entirely by your device’s operating system.
   

If you have questions about this policy, please contact us at: support@paymntapp.com

Last updated: November 30, 2025